Bridge loans

We offer various bridge loans in New York and wider to help small and medium-sized businesses find the capital they need for their project while waiting for conventional financing.

So, whether you are a business owner looking to grow your company or a real estate investor that needs financing for a property purchase; we are here to provide the short-term solutions you need. We will connect you with the right commercial lenders that can provide loans from $200,000 to $10,000,000, depending on your requirements. Contact us today to learn more about our bridge loans or to discuss your company’s financial needs.

Asset-Based Investment and Commercial Property Mortgage Programs

Our residential investment and commercial property mortgage programs are designed for investors who don’t qualify for traditional bank loans.

What Is a No Documentation (No Doc) Mortgage?

No Documentation (No Doc) Mortgage

The term no documentation (no doc) mortgage refers to a loan that doesn’t require income verification from the borrower. This type of loan is instead approved on a declaration that confirms the borrower can afford the loan payments. No doc mortgages are commonly given to those whose incomes aren’t easily verified. Largely unregulated, these loans are mainly based on the resale potential of the secured property and the repayments  structure of the mortgage.

What Is a Debt Service Coverage Loan?

A DSCR loan is a type of Non-Qualified Mortgage loan for real estate investors. Lenders use a DSCR to help qualify real estate investors for a loan because it can easily determine the borrower’s ability to repay without verifying income.

Qualify for an investment property purchase or refinance loan without using your tax returns. As a real estate investor, you can avoid high rates and high points of private fix & flip loans, a lengthy approval processes and strict lending criteria with a DSCR loan, which is a type of no-income loan. Qualify for a loan based on your property’s cash flow, not your income.  Securing a DSCR loan can help you expand your investment portfolio easier than ever before.

Construction Loans

At Vertex Bridge we are here to help you with your New Construction project. Whether it is for a home, large real estate property, or a commercial business, we’re here to get you funded within days so you can close the transaction and start your project. After close we will be there every step of the way to provide construction financing while maintaining efficiency so you can get your project completed on time.

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917 304 0234

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